Do You Have Enough to Retire? How to Know for Sure
- simplydigitalstrat
- Aug 5
- 2 min read

Faith-driven financial planning for families who want to leave a legacy, give generously, and retire with confidence.
You’ve spent decades working hard, raising a family, saving where you could, and giving where it mattered. Now you’re looking ahead—and asking a question that’s both practical and deeply personal:
“Do we have enough to retire?”
At McFarlin Capital, we hear this question from couples across Middle Tennessee often. It’s not just about numbers. It’s about peace of mind. It’s about knowing you can step into the next chapter of life with clarity, freedom, and a plan rooted in faith and purpose.
What Does “Enough” Really Mean?
“Enough” looks different for every family.
For some, it means knowing you can travel, volunteer, and enjoy more time with your grandchildren.
For others, it’s about making sure your spouse is protected, your children are provided for, and your favorite causes continue to thrive long after you’re gone.
For many of our clients, “enough” means leaving a legacy—both financial and spiritual.
But whatever it means to you, you deserve to know where you stand.
Introducing the Retirement Readiness Calculator
If you’ve ever wondered whether you're on track for retirement—or how much you really need—our Retirement Readiness Calculator can help.
In just a few minutes, you can get a personalized snapshot of where you are today, and what steps you might need to take to reach your retirement goals.
It's free
It's easy to use
And it’s built with your future in mind
More Than a Number—A Purpose
At McFarlin Capital, we believe retirement planning is about more than assets and accounts. It’s about creating a future that reflects your faith, your family, and your desire to give back.
We provide a full suite of family office services tailored for high-capacity couples nearing retirement, including:
Tax planning & preparation
Investment advising
Comprehensive retirement planning
Charitable giving strategies
Legacy and estate planning
Whether you’re 2 months or 10 years away from retirement, now is the time to start asking the right questions—and building a plan that gives you confidence.
Let’s Build a Plan That Honors Your Values
Your wealth has the power to bless not only your retirement—but generations to come.
If you’ve ever asked,
“Do we have enough?” “How can we give more?” “Are we truly prepared?”
…you don’t have to answer those questions alone.
We’re here to help. Schedule a conversation today or try our Retirement Readiness Calculator to take the first step toward a future that’s wise, generous, and deeply fulfilling.
McFarlin Capital — Trusted Financial Advisors | Serving Middle Tennessee with Purpose-Driven Planning
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