Frequently Asked Questions
What services does McFarlin Capital offer?
We serve as your modern Family Wealth Office through our Family Financial Suite of Services, delivering a holistic, values-driven approach to wealth stewardship. We integrate investment advisory, retirement income planning, alternative investments, tax strategy, IRAs & Roth conversions, life insurance & premium financing, real estate solutions, and more—all coordinated under one roof to align with your legacy and financial goals.
Who do you typically work with?
We primarily serve faithful individuals and couples, retirees, business owners, and high-income earners – mostly legacy builders—who have worked hard, care deeply about their family and community and want to live generously – “blessed to be a blessing”… Folks who want their
wealth to sustain them throughout their retirement and leave an impact on generations to come.
What makes McFarlin Capital different from other firms?
We stand apart as a fourth‑generation, family-run, fiduciary-led Family Wealth Office rooted in nearly 100 years of local financial service. Led by Hunter McFarlin (25+ years experience) and now joined by his son Elisha, CPA, we deliver integrated, values-first, holistic planning—designed to help preserve wealth, enhance income, and minimize taxes for a multi-generational legacy.
How do you help with retirement planning?
We build a personalized retirement income strategy that balances preservation, growth, and tax-efficient distribution—from Social Security optimization and RMD coordination to income generation via IRAs, investments, and alternative assets. Alternative investments can include
real estate, private equity, private debt, oil and gas, and other real assets that provide income.Every plan reflects your legacy goals and values, helping ensure financial peace and purpose.
What kind of tax services do you provide?
Our tax solutions are deeply integrated with your broader financial plan. We partner with tax attorneys and CPAs to deliver year-round tax planning, income and estate tax strategies, tax preparation, and legacy-focused planning—all crafted to minimize tax liability while amplifying your impact.
How does your investment approach work?
We go beyond traditional portfolios to include alternative investments such as real estate, private equity, and other non-public strategies—customized to align with your risk profile, stewardship values, and legacy vision. These offerings are carefully vetted and integrated for long-term portfolio resilience.
What’s your fee structure?
We maintain a fiduciary, transparent fee structure—designed to reflect the comprehensive value of our Family Financial Suite. Depending on your needs, our compensation may be fee-based, commission-based, or a combination of both. For tax preparation services, income tax minimization, and estate planning services, we offer straightforward flat-fee pricing, ensuring clarity and consistency from the start.
How do you protect my personal and financial data?
We use high tech cyber security, firewalls, encryption, secure portals, and industry leading privacy protocols to protect your data. Your security and trust are foundational to how we operate.
How do meetings and communication work?
We offer both in-person and virtual meetings, with regular check-ins (often quarterly or semi-annually). You’ll also have year-round access to us for questions, tax timing, and strategy updates. As your Family Office partner, we're available for guidance when you need us and regularly check in to keep your plan aligned with your life and legacy.
How can I get started?
Schedule a complimentary consultation—no pressure, just a conversation. We’ll learn about your goals and walk you through how McFarlin Capital's team of professionals can help you and your loved ones.